For over 50 years, we’ve been working side-by-side with our neighbors to assist them to purchase, build, remodel and refinance their homes. We’d want to lend you a tactile hand, too.
Umpqua personal bank account clients with at the very least $1,000 just before loan closing and recurring direct deposit(s) totaling at the least $500 each month could be entitled to $500 toward their property loan.*
Don’t have an Umpqua bank account? You can easily start a free account online or find an Umpqua cash america reviews – speedyloan.net store nearest you for more information today. Today or contact your Loan Officer to get started.
Fixed & Adjustable Speed Loans
Fixed and rate that is adjustable (ARMs) can be purchased in varying term lengths and therefore are popular for buying or refinancing a house. a rate that is fixed security while a variable rate generally provides a lower life expectancy initial price that adjusts occasionally through the entire lifetime of the mortgage.
First-Time Homebuyers
Should this be your very first time purchasing a home, our Loan Officers are right right here to help you through the method. They shall assist you to know what you really can afford and review your financing choices, including advance payment resources and help programs.
Construction & Renovation
Make your perfect house with loans that feature task and permanent funding having a closing that is single. From easy repairs and power improvements to major repairs, complex renovations and from-the-ground-up construction that is new we’ve got you covered.
Jumbo Loans
We offer fixed- and adjustable-rate program options with higher-than-conventional loan limits if you’re dreaming extra big. Regardless if you are purchasing a property, refinancing, renovating or building a house, we now have choices for your specific funding requirements.
Veterans
Federal and Oregon veterans’ mortgage loan programs provide fixed-rate traditional and loans that are jumbo active duty workers, reservists and veterans. These loans offer up to 100% financing with options for purchase or refinance. Get the full story at ODVA and Federal VA.
Minimal Down-Payment Alternatives
If you’re a homebuyer that is first-time looking for a reduced down-payment, let’s explore your loan options provided through FHA, USDA-Rural developing and different state relationship programs. Learn more at HUD.gov and rurdev.usda.gov.
Vacation Residence & Investment Properties
Considering investing in a home that is second investment home? Umpqua offers funding for old-fashioned and jumbo limitations, including numerous construction and renovation loan system choices.
Physician Loans
We understand your unique home financing needs and have a program designed to fit whether you’re a new medical resident or a long-time attending physician. Umpqua offers fixed- and adjustable-rate choices for main-stream and limit that is jumbo Loans.
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